5.25% Fixed Rate FHA Mortgage and Builder Paid Closing Costs at Poppy!
APR 6.081% based on an owner occupied, full documentation, 30-year fixed rate FHA loan at a 5.25% interest rate and requires a 3.5% down payment & based on a 640 credit score. Buyer must qualify according to FHA guidelines. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan. Total incentive package may be applied towards financing resulting in $0 closing costs and a below market interest rate. Seller contribution towards closing costs and interest rate buydown only available with affiliated lender and on select homesites. The combined value of seller incentives, credit, and other seller contributions may exceed lender limits established for the loan program for which buyer qualifies. Homebuyer should ask his or her lender about the impact of such limits. Information about community association facilities and assessments is available in the Sales Office. Homes, prices, financing, incentives, and included features are effective date of printing deadline and subject to prior sale, change or cancellation without notice. The McCaffrey Group, Inc. dba McCaffrey Homes. Offered by McCaffrey Home Realty, Inc., CA Real Estate Broker #01222049
Assistance with closing costs means that a portion of certain closing costs that would normally be paid by the buyer will be paid by the seller. Buyer may be responsible for some closing costs. See a Community Representative for details. This offer is available only if buyer obtains a loan through seller’s preferred lender.
5.75% Fixed Rate Conventional Mortgage and Included Owned Solar at Savanna & Ivy
APR 5.840 % based on a 30-year fixed rate owner occupied Conventional loan. Actual note rate at 5.75% and requires a 5% down payment & may vary based on borrower’s credit score. The buyer must qualify according to Conventional guidelines . Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan. Seller contribution towards solar and interest rate buydown only available with affiliated lender and on select homesites. The combined value of seller incentives, credit, and other seller contributions may exceed lender limits established for the loan program for which buyer qualifies. Homebuyer should ask his or her lender about the impact of such limits. Information about community association facilities and assessments is available in the Sales Office. Homes, prices, financing, incentives, and included features are effective date of printing deadline and subject to prior sale, change or cancellation without notice. The McCaffrey Group, Inc. dba McCaffrey Homes. Offered by McCaffrey Home Realty, Inc., CA Real Estate Broker #01222049
Home for Local Heroes
Offer is available for a limited time only to buyers who are employed as first responders, educators, health care professionals, and service men and women. Proof of eligibility for this program and whether a buyer is qualified is subject to additional terms, conditions and limitations established by McCaffrey Homes. Only one credit is available per home, even if more than one co-buyer is qualified in a listed category. To be eligible, buyer must use builder’s preferred lender. McCaffrey Homes. reserves the right to change or discontinue this program at any time without notice.
Refer a Friend – Homeowner Referral Program
To be eligible for the reward, referring party must be a current McCaffrey Homeowner and the original purchaser of a new home built by McCaffrey Homes that has closed escrow. Referred McCaffrey Homes buyer must close escrow on a new McCaffrey home within one year of submitting referral form. Participants may refer up to four buyers annually who successfully close escrow. Referral reward will be sent via certified mail to referring party within 60 days of close of escrow of the referred party. Federal regulations require that the referring party provide their Social Security number prior to issuance of multiple referral rewards in a calendar year as it is considered taxable income. Only one referral reward will be paid per transaction. Referrals are not paid on transactions involving real estate brokers. McCaffrey Homes' referral fees vary per neighborhood and are subject to change or termination without notice or obligation.
Repeat Homebuyer Program
Only one credit is available per home, even if more than one co-buyer qualifies. To be eligible, buyer must use builder’s preferred lender. McCaffrey Homes. reserves the right to change or discontinue this program at any time without notice.
Broker Rewards Program
FOR REAL ESTATE PROFESSIONALS ONLY. No referral reward will be paid when agent/broker is acting as a principal/buyer. Not valid if client has previously registered with McCaffrey or online at McCaffrey Homes’ website. McCaffrey reserves the right to discontinue this program at any time. Other terms and conditions apply. See a Community Representative for more information.
Upon the closing and funding of the transaction, realtor reward will be paid on the base selling price excluding lot premium and upgrades issued directly from the title company to the licensed brokerage company listed on the Realtor Registration. If you leave the employ of the brokerage company listed on the Realtor Registration prior to payment of a Realtor Reward, you agree to look solely to the brokerage company for the payment of the Realtor Reward and to indemnify, defend and hold harmless McCaffrey Homes for the payment of the Realtor Reward directly to the brokerage company. This indemnity shall survive the expiration of this agreement.
No portion of any Realtor Reward may be credited toward the sales price or the closing costs either at time of contract or settlement.
Should the purchase agreement fail to close, no Realtor Reward will be paid to the referring realtor or broker. Federal regulations require that the referring realtor provide their brokerage company's Federal Employer Identification Number prior to issuance of Realtor Reward. Realtor must be an active licensed California Broker or Agent. Only one referral will be paid per transaction. It is McCaffrey Homes Policy not to negotiate any reduction in the selling price on any home to any buyer based on the fact there is no Realtor participation. McCaffrey Homes and Realtor acknowledge and agree that this agreement does not create an employer/employee relationship between McCaffrey Homes and Realtor.
